Many businesses rely on their own fleet of commercial vehicles in the day-to-day of business, whether it is for transporting cargo on trucks, vans full of onsite equipment for workers, or a sales team in matching cars. Although having an entire fleet of vehicles is convenient, can save your business money, and is an effective way to advertise your company, it also increases the chance of accidents that could cost your company a great deal of money.
In 2012, a third of all workplace fatalities in Australia were due to road accidents in fleet vehicles and today there are even more fleet vehicles on the road. It makes sense that fleet vehicles would be involved in more accidents than non commercial vehicles as fleet drivers typically drive 5,000-10,000 more miles per year than the average driver. When taking into account not only the damage to the vehicle, but also medical bills, rehabilitation, workers compensation, and lost work, the average cost of each accident amounts to $28,122.
When it comes to your commercial vehicles, safety should be the number one priority. This safety goes beyond regular vehicle maintenance. It’s important to look closely at those who drive these vehicles and consider their driving habits. A person’s personality is a good representation of how they drive, and those with strong Type A personality traits may be prone to driving in a more aggressive manner. While you wouldn’t necessarily want to avoid hiring someone like this, proper training on mitigating aggressive driving situations may help decrease the number of accidents.
Keeping a clear transcript of your fleet’s driving record could indicate areas where your fleet drivers may benefit from training to avoid certain types of accidents or changes in policy. If your drivers do tasks that may distract from driving, changing policies or allowing for extra time to do these tasks at the office could decrease distracted driving accidents. Perhaps decreasing driving hours would help cut down on incidents of tired driving.
There are many risks associated with a commercial fleet of vehicles that include:
- Vehicle Manoeuvring: With any sized vehicle, the potential for serious injury or severe property damage is great. This can result in immense costs to yfleet inour company.
- Driver Fatigue: Driver fatigue is a huge risk in any industry where there is a lot of driving. The driver at increased risk of accidents that can cause serious injury to themselves or other road users, or damage to their vehicles.
- Staff Injury: Coad accidents are not the only cause of claims. Falls from vehicles, load securing and lifting, and moving heavy objects or objects that are difficult to grasp can all result in an injury or damage to the vehicle.
- Load Securing: If the load is not properly secured, damage could occur to the vehicle and its contents during transit.
- Fire: Fires can start in vehicles during fuelling or due to equipment malfunction.
- Theft: Theft of cargo is a huge problem in the transport industry and the fleet vehicle itself is at risk of being stolen.
A comprehensive Fleet Insurance cover works hand-in-hand with safety training measures and your Business Insurance to provide you with the tools you need to give your commercial fleet, and your company, peace of mind and security.