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The capital city of the Northern Territory, Darwin is the Top End’s regional centre and an important Australian gateway to South East Asia. The city is the smallest and most northerly of Australian Capital cities with a population of just 136, 245 compared to Sydney’s 4.2 million, Brisbane’s 2 million and Adelaide’s 1.2 million.
The two largest economic sectors in the region are mining and tourism which employee a significant amount of the state’s residents. There are also a number of businesses in the capital that operate across industries, from Engineering to Finance, Tradesmen and Wholesalers. The businesses operating within this region are exposed to certain risks unique to their location.
PSC Direct’s expert Insurance Brokers know how to appropriately cover businesses in Darwin. With extensive expertise in insuring risks in the state, we know the risks that businesses in Darwin are exposed to, and how to source policies that fulfil every individual business’ requirements.
Our Insurance Brokers can help your business survive the unexpected, with minimum losses.
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There are a number of territory and federal government initiatives that provide support networks, resources and grants for small businesses.
PSC Direct Insurance Brokers understand the specific risks that businesses in Darwin and the NT are exposed to.
We make it our number one priority to source an insurance solution that addresses these risks and protects local businesses for the long term.
Our systems do the hard work, quickly matching the insurance that best suits your business.
We do all the hard work analysing insurance policies and their covers to match them against your business risks and needs.
Our expertise insuring thousands of businesses means we know the questions to ask you.
We find the right insurance for your needs and because we operate online we have lower costs to pass more savings on to you.
You can access and update your information at any time of the day and night, when it suits you most.
What Are the Specific Risks Faced By Darwin Businesses?
Data from 2012 revealed the most common crimes in the ACT to be property related crimes, such as unlawful entry with intent and motor vehicle theft. As a business owner operating in the area, your physical assets are particularly vulnerable to theft or malicious damage, which can result in costly interruption to operations and, subsequently, loss of profit.
Businesses operating in the area should be aware of this risk, and plan their risk management strategy accordingly. Property damage and theft can be extremely difficult to predict and prepare for, so it’s important that your assets are fully covered with an appropriate insurance policy. PSC Direct Insurance Brokers Canberra specialise in sourcing appropriate policies in order to ensure business property is fully covered in the case of theft, burglary or malicious damage.
Darwin’s mining and energy industry production exceeds $2.5 billion annually, from minerals including gold, zinc and manganese. Businesses operating in the industry are extremely important to the Northern Territory’s economy, but they are also exposed to a high level of risk.
Mining is one of the world’s most dangerous occupations, with miners facing several dangers while carrying out their day-to day work, from cave-ins to gas explosions, vehicle collisions and fire. It is therefore vital that businesses operating in the industry take steps to reduce the risk that they are exposed to, and have adequate insurance in place to cover them financially should an incident occur.
PSC Direct’s Insurance Brokers have extensive experience in Mining Insurance and as such are best placed to offer risk management advice to businesses operating in this niche.
Tourism employs 8% of Darwin residents, and the industry is expected to grow as the state is experiencing an influx of domestic and international visitors. Darwin’s tourism sector is currently creating employment opportunities across the state, but businesses operating within the sector should be aware of the specific risks they are exposed to.
At PSC Direct, we understand that insurance cover is vital for the peace of mind of any business owner, particularly business operating in the Tourism industry where managers have to deal with a wide range of human behaviours. As such, we can ensure that Tourism businesses in Darwin are appropriately covered for things like Public and Product Liability as well as fire and storm damage, theft and even personal injury.
With an increase in demand for petroleum from the Timor Sea, Darwin’s importance as a port is expected to grow. Darwin has been called the ‘Gateway to Asia’ as a result of its proximity to Papua New Guinea, Jakarta, Brunei, Malaysia and Singapore, which make it a hub for some of Australia’s import and export businesses.
Businesses involved in the loading, transportation and unloading of goods, on both a national and/or international scale, are exposed to a varied set of diverse risks that are unique to the nature of the work. At PSC Direct, we can secure an insurance policy that reflects the specific needs of your industry that will not leave you underinsured.
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What Do Insurance Brokers Darwin Do?
At PSC Direct, we know that choosing the right cover for your business can be complicated, but we also know that it is necessary to fully protect your business assets and livelihood. That’s why we make it easy for you to get the cover you need, when you need it.
Our expert Insurance Brokers are able to source the most appropriate cover for your business by considering your individual circumstances, industry and location. Covers we may recommend for your business include:
- Business Building Insurance: Covering your business for costs incurred in the event that your building is damaged or requires structural improvements as a result of flood, fire, earthquake, theft, burglary or storm damage.
- Business Interruption Insurance: Protecting your company from any loss of income as a result of necessary business closure after a disaster.
- Directors and Officers Insurance: Providing liability cover for company managers to protect them from claims that may arise from the decisions and actions that they take within the scope of their regular duties.
- Mining Insurance: Protecting Mining Businesses and Professionals for specific risks that they are exposed to in the industry.
- Import Export Insurance: Covering the risks of loss or damage to goods and merchandise while in transit by any method of transport including sea, rail, road or air, and while in storage anywhere between the points of origin and final destination.
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As specialist small business insurance brokers, PSC Direct uses our considerable experience to provide multiple quotes for you. Combining our expertise insuring thousands of other similar businesses with our detailed database of insurers and insurance products; we’re best placed to advise you on the right insurance for your business.
We have strong relationships with the leading underwriting agencies and insurance companies. We can source the most appropriate business insurance policy for you, covering you for what you really need, at the right price.
If you are a Darwin-based business owner, we can find a policy to suit your unique requirements.