Insurance Brokers Canberra

Business insurance advice and quotes at your fingertips.

The capital city of Australia, Canberra is located at the Northern end of the Australian Capital Territory, between Melbourne and Sydney.

Selected as the nation’s capital in 1908 as a compromise between rival cities Sydney and Melbourne, Canberra is a much smaller cosmopolitan area with a population of just over 350,000.

The ACT has the highest proportion of small businesses in the services sector across all Australian states. The administrative centre of Australia, the ACT offers an excellent environment for small businesses to expand, especially in the services sector.

Our Insurance Brokers can help your business survive the unexpected, with minimum losses.

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There are a number of territory and federal government initiatives that provide support networks, resources and grants for small businesses.

PSC Direct Insurance Brokers understand the specific risks that businesses in Canberra and the ACT are exposed to.

We make it our number one priority to source an insurance solution that addresses these risks and protects local businesses for the long term.

What Are the Specific Risks Faced By Canberra Businesses?

Property

Data from 2012 revealed the most common crimes in the ACT to be property related crimes, such as unlawful entry with intent and motor vehicle theft. As a business owner operating in the area, your physical assets are particularly vulnerable to theft or malicious damage, which can result in costly interruption to operations and, subsequently, loss of profit.

Businesses operating in the area should be aware of this risk, and plan their risk management strategy accordingly. Property damage and theft can be extremely difficult to predict and prepare for, so it’s important that your assets are fully covered with an appropriate insurance policy. PSC Direct Insurance Brokers Canberra specialise in sourcing appropriate policies in order to ensure business property is fully covered in the case of theft, burglary or malicious damage.

Manufacturing

Manufacturing businesses represent 2.4% of small businesses operating in the ACT. With the nature of work in the industry, these businesses are exposed to a high level of risk; from employee injury to vehicle collision, property damage and potentially dangerous substances.

The expert insurance brokers at PSC Direct have experience in insuring manufacturing businesses across Australia. They will apply their in-depth knowledge of risks in the area to source the most appropriate cover for your business.

Hospitality

In the ACT, the service industry represents over 90% of small businesses. These businesses contribute significantly to the economy in the Territory, as well as enhancing the community by creating employment opportunities, consuming locally supplied goods and providing a meeting place and entertainment hub for tourists and the local community alike.

Insurance cover is important for the peace of mind of any business owner, particularly in the Hospitality and services sector. Businesses operating in this industry should ensure they are appropriately insured for things such as Public Liability and Professional Indemnity, as well as Fire and Storm Damage.

Agriculture

Agriculture forestry and fishing make up 2.1 per cent of small businesses in the ACT. An important contributor to Australia’s economy, and a key industry in many rural and regional areas, businesses operating in this sector should be protected.

Insurance cover is vital for protecting businesses operating in the Agricultural industry that have far reaching risk exposure, from weather & natural disasters to machinery & vehicle breakdowns as well as personal accidents. Whether you operate in agriculture, forestry or fishing, PSC Direct can find the most appropriate cover to suit your needs.

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What Do Insurance Brokers Canberra Do?

At PSC Direct, our experienced brokers have insured a number of businesses in Canberra and across the ACT. We apply our expert knowledge of risk exposures in the area to source the most appropriate cover for each individual business that we deal with.

The most appropriate cover for your business is dependant on a number of factors, such as the industry you operate in, the number of employees you have, and the type of products or service that you offer. The following covers may be relevant for businesses in Canberra:

  • Business Interruption Insurance: Insurance that covers the loss of income a business may suffer due to closure after a disaster.
  • Machinery Insurance: Specific cover for machinery and equipment; a machinery insurance policy is more specialised than commercial motor vehicle insurance, most notably because it covers off-road usage.
  • Hospitality Insurance: Specialist business insurance curated to address the risk exposures of businesses operating within the hospitality sector.
  • Public Liability Insurance: Protection against legal and court costs in the event that someone is injured, or has their property damaged while you are providing a service to them.

Get a Quote

As specialist small business insurance brokers, PSC Direct uses our considerable experience to provide multiple quotes for you. Combining our expertise insuring thousands of other similar businesses with our detailed database of insurers and insurance products; we’re best placed to advise you on the right insurance for your business.

We have strong relationships with the leading underwriting agencies and insurance companies. We can source the most appropriate business insurance policy for you, covering you for what you really need, at the right price.

If you are a Canberra-based business owner, we can find a policy to suit your unique requirements.