[av_section min_height=’custom’ min_height_px=’500px’ padding=’small’ shadow=’no-shadow’ bottom_border=’no-border-styling’ id=” color=’main_color’ custom_bg=” src=’https://www.pscdirect.com.au/wp-content/uploads/2015/10/Commercial-Property.png’ attachment=’4904′ attachment_size=’full’ attach=’scroll’ position=’top center’ repeat=’stretch’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=”] [av_three_fifth first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_heading heading=’Commercial Property Insurance’ tag=’h1′ style=’blockquote modern-quote’ size=’48’ subheading_active=” subheading_size=’20’ padding=’30’ color=’custom-color-heading’ custom_font=’#ffffff’][/av_heading] [/av_three_fifth][av_two_third first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”]

Commercial Property Insurance from PSC Direct:
commercial property insurance advice and quotes at your fingertips.

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BUSINESS INSURANCE ONLINE

[/av_textblock] [av_button_big label=’Get Instant Quotes’ description_pos=’below’ link=’manually,https://pscdirect.insurenet.net.au/index.php/psc/process’ link_target=’_blank’ icon_select=’yes-left-icon’ icon=’ue862′ font=’entypo-fontello’ custom_font=’#ffffff’ color=’theme-color’ custom_bg=’#444444′ color_hover=’blue’ custom_bg_hover=’#444444′][/av_button_big] [/av_two_fifth][/av_section][av_section min_height=” min_height_px=’500px’ padding=’default’ shadow=’no-shadow’ bottom_border=’no-border-styling’ scroll_down=” id=” color=’main_color’ custom_bg=” src=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ video_mobile_disabled=” overlay_enable=” overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=”] [av_two_third first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”]

While Australia’s property market has performed exceptionally well through the global financial crisis, in the event of a disaster, your business may not fair so well.

PSC Direct offers Commercial Property Insurance for businesses operating across the sector, including:

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What is Commercial Property Insurance?

Commercial Property Insurance covers a number of industries and professions, some of which comprise of mandatory covers and all of which protect business professionals from the varied risks they face in their day to day operations.

Commercial Property Insurance can help your business survive the unexpected, with minimum losses.
[/av_textblock] [/av_one_third][/av_section][av_section min_height=” min_height_px=’500px’ padding=’small’ shadow=’no-shadow’ bottom_border=’no-border-styling’ id=” color=’main_color’ custom_bg=’#ebe8e0′ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=”] [av_one_fifth first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”]

[av_font_icon icon=’ue862′ font=’entypo-fontello’ style=’border’ caption=’Save Time’ link=” linktarget=” size=’60px’ position=’center’ color=”][/av_font_icon] Our systems do the hard work, quickly matching the insurance that best suits your business.

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[av_font_icon icon=’ue82b’ font=’entypo-fontello’ style=’border’ caption=’Hassle-Free’ link=” linktarget=” size=’60px’ position=’center’ color=”][/av_font_icon] We do all the hard work analysing insurance policies and their covers to match them against your business risks and needs.

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[av_font_icon icon=’ue83c’ font=’entypo-fontello’ style=’border’ caption=’Expert Advice’ link=” linktarget=” size=’60px’ position=’center’ color=”][/av_font_icon] Our expertise insuring thousands of businesses means we know the questions to ask you.

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[av_font_icon icon=’ue826′ font=’entypo-fontello’ style=’border’ caption=’Low-cost Premiums’ link=” linktarget=” size=’60px’ position=’center’ color=”][/av_font_icon] We find the right insurance for your needs and because we operate online we have lower costs to pass more savings on to you.

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[av_font_icon icon=’ue824′ font=’entypo-fontello’ style=’border’ caption=’Security 24/7′ link=” linktarget=” size=’60px’ position=’center’ color=”][/av_font_icon] You can access and update your information at any time of the day and night, when it suits you most.

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What are the Most Common Risks to Commercial Property?

For commercial property owners, federal, state and local governments all have some jurisdiction over your property management activities. The most common risks may include:

  • Cyber Risk: In the event of an agency or management company becoming victim to a cyber attack where privileged client and/or business data is stolen and sold on the black market, appropriate Commercial Property Insurance may cover any resulting costs to get your company back on its feet.
  • Natural Disasters: A severe storm, fire or other naturally occurring, disastrous events can cause damage to internal ceilings and walls of real estate. Appropriate Commercial Property Insurance may cover the costs of repair.
  • Glass: In the case of accidental or malicious damage or external elements, such as storms, windows of business property can be broken. Commercial Property Insurance may cover the costs associated with repair.

PSC Direct’s expert Insurance Brokers can recommend appropriate cover for your commercial property. We know that your ability to continue to generate profitable income is dependant upon managing, mitigating and transferring risks. It is possible to reduce some risk that you are exposed to, however risk cannot be totally eliminated. It is therefore imperative to back up your prevention strategies with a comprehensive insurance policy that can fully protect your business’ investment properties, assets, and tenants.
[/av_textblock] [/av_two_third][av_one_third min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_heading tag=’h4′ padding=’10’ heading=’Why PSC Direct can help your business’ color=” style=’blockquote modern-quote modern-centered’ custom_font=” size=” subheading_active=” subheading_size=’15’ custom_class=”][/av_heading] [av_iconlist position=’left’ font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=”] [av_iconlist_item title=’Save Time’ link=” linktarget=” linkelement=” icon=’ue862′ font=’entypo-fontello’] Our systems do the hard work, quickly matching the insurance that best suits your business.
[/av_iconlist_item] [av_iconlist_item title=’Hassle-Free’ link=” linktarget=” linkelement=” icon=’ue82b’ font=’entypo-fontello’] We do all the hard work analysing insurance policies and their covers to match them against your business risks and needs.
[/av_iconlist_item] [av_iconlist_item title=’Expert Advice’ link=” linktarget=” linkelement=” icon=’ue82e’ font=’fontello’] Our expertise insuring thousands of businesses means we know the questions to ask you.
[/av_iconlist_item] [av_iconlist_item title=’Low-cost Premiums’ link=” linktarget=” linkelement=” icon=’ue829′ font=’fontello’] We find the right insurance for your needs and because we operate online we have lower costs to pass more savings on to you.
[/av_iconlist_item] [av_iconlist_item title=’Security 24/7′ link=” linktarget=” linkelement=” icon=’ue82a’ font=’fontello’] You can access and update your information at any time of the day and night, when it suits you most.
[/av_iconlist_item] [/av_iconlist] [av_button_big label=’Get Instant Quotes’ description_pos=’below’ link=’manually,https://pscdirect.insurenet.net.au/index.php/psc/process’ link_target=” icon_select=’yes-right-icon’ icon=’ue813′ font=’fontello’ custom_font=’#ffffff’ color=’custom’ custom_bg=’#e74c3c’ color_hover=’theme-color-subtle’ custom_bg_hover=’#444444′][/av_button_big] [/av_one_third][/av_section][av_section min_height=” min_height_px=’500px’ padding=’small’ shadow=’no-shadow’ bottom_border=’no-border-styling’ id=” color=’main_color’ custom_bg=’#1e3c4d’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=”] [av_partner columns=’8′ heading=’Our Insurance Partners’ size=’no scaling’ border=’av-border-deactivate’ type=’slider’ animation=’fade’ navigation=’no’ autoplay=’true’ interval=’7′] [av_partner_logo id=’1081′ hover=” link=” linktitle=” link_target=”] [av_partner_logo id=’1082′ hover=” link=” linktitle=” link_target=”] [av_partner_logo id=’1084′ hover=” link=” linktitle=” link_target=”] [av_partner_logo id=’1083′ hover=” link=” linktitle=” link_target=”] [av_partner_logo id=’1086′ hover=” link=” linktitle=” link_target=”] [av_partner_logo id=’1087′ hover=” link=” linktitle=” link_target=”] [av_partner_logo id=’1089′ hover=” link=” linktitle=” link_target=”] [av_partner_logo id=’1090′ hover=” link=” linktitle=” link_target=”] [/av_partner] [/av_section] [av_section min_height=” min_height_px=’500px’ padding=’default’ shadow=’no-shadow’ bottom_border=’no-border-styling’ id=” color=’alternate_color’ custom_bg=” src=’https://www.pscdirect.com.au/wp-content/uploads/2015/06/businessman-bw.jpg’ attachment=’1238′ attachment_size=’full’ attach=’fixed’ position=’center right’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=”] [av_two_third first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”]

What Are the Key Elements of a Commercial Property Insurance Policy?

The most appropriate Commercial Property Insurance policy for you will depend on your business, however a typical policy may cover:

  • Business Building Insurance: Covers the structure of your property as well as any garages, outbuildings, perimeter walls and any swimming pools.
  • General Property Cover: Protects your business’ portable items such as laptops, mobile phones or tablet devices which may be damaged or lost while away from the premises.
  • Contents Cover: Protects you for costs incurred as a result of damage to, theft or breakdown of domestic appliances, equipment, furniture and fittings for which you are responsible.
  • Public Liability Cover: Protects you against the financial risk of being found liable to a third party for death or injury, loss or damage of property resulting from your negligence.
  • Loss of Rent: Covers any loss of rent following damage to your property such as fire or storm damage.
  • Machinery Breakdown Insurance: Protecting the Strata Title owner for repair costs of fixed machinery, boilers and pressure vessels when breakdown or accidental damage occurs.
  • Tax Audit Cover: Covers the cost of professional fees if you are audited by a government organisation.

Speak with a PSC Direct insurance broker to secure a policy that meets your unique needs and enjoy the peace of mind associated with securing a comprehensive policy.
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Who Needs Commercial Property Insurance?

The Commercial Property sector encompasses a number of business types, from large and small Real Estate Agents to residential, commercial, retail and mixed-use Strata Managers.

A comprehensive insurance policy is vital to ensuring your company’s longevity in the face of a number of risks. Whatever type of Commercial Property you own, PSC Direct can find the most appropriate cover for your needs.
[/av_textblock] [av_button_big label=’Get Instant Quotes’ description_pos=’below’ link=’manually,https://pscdirect.insurenet.net.au/index.php/psc/process’ link_target=” icon_select=’yes-right-icon’ icon=’ue813′ font=’fontello’ custom_font=’#ffffff’ color=’custom’ custom_bg=’#e74c3c’ color_hover=’theme-color-subtle’ custom_bg_hover=’#444444′][/av_button_big] [/av_one_third][/av_section][av_section min_height=” min_height_px=’500px’ padding=’default’ shadow=’no-shadow’ bottom_border=’no-border-styling’ scroll_down=” id=” color=’main_color’ custom_bg=” src=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ video_mobile_disabled=” overlay_enable=” overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=”] [av_one_third first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”]

How PSC Direct Works for You

A team of specialist business insurance brokers, PSC Direct offers protection for SME businesses across Australia. We apply our considerable experience in sourcing insurance for Australian SMEs to find the most appropriate policies that meet the specific requirements of our clients’ businesses.

At PSC Direct, the ongoing success of your business is important. We care about each individual business that we work with, and treat each as a unique company with it’s own risk exposures and insurance requirements. This best enables us to source the right cover that will offer the highest level of business protection.

While we use online systems to review your business, our insurance brokers fully review any policy before it is recommended to you, adding that all important personal touch to the process.
[/av_textblock] [/av_one_third][av_one_third min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”] We draw on our experience with thousands of similar businesses across Australia to match the needs of our clients to our extensive database of insurance policies.

PSC Direct has relationships with a number of Australia’s leading insurers and underwriters, offering us access to a range of polcies from leading insurers and underwriters. These affiliations give us considerable buying power in the market; allowing us to negotiate more cost effective insurance premiums on behalf of our clients.

At PSC Direct, we’re dedicated to protecting your business. We know that insurance can be complicated, that’s why we offer advice and explain in simple terms what is available on the market and what policies are most appropriate for business in your specific sector.
[/av_textblock] [/av_one_third][av_one_third min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”] With industry-wide experience, our brokers have provided cover for a range of companies, from import / export businesses to retail outlets, market stalls, family day care centres, real estate agents and financial planners.

We offer a range of policies relevant to most businesses such as Public Liability and Property cover and can also offer a range of covers to meet the specific requirements of businesses in specific sectors such as Cyber Insurance, Contract Works Insurance and Machinery Breakdown Insurance.

At PSC Direct we are invested in the continuing success of your business and our brokers will be with you into the future as your business grows and insurance requirements change. Furthermore, in the event of a claim we will be with you every step of the way to ensure you achieve the most desirable outcome for your business.
[/av_textblock] [/av_one_third] [/av_section] [av_section min_height=” min_height_px=’500px’ padding=’no-padding’ shadow=’no-shadow’ bottom_border=’no-border-styling’ id=’cta’ color=’main_color’ custom_bg=’#c6d4df’ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=”] [av_one_fifth first min_height=’av-equal-height-column’ vertical_alignment=’av-align-middle’ space=’no_margin’ margin=’0px’ margin_sync=’true’ padding=’0px’ padding_sync=’true’ border=” border_color=” radius=’0px’ radius_sync=’true’ background_color=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’] [av_textblock size=” font_color=” color=”] business insurance
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